Residential Loans Built Around Your Goals

Who I Can Help

Getting the right loan isn't just about qualifying. It's about choosing a structure that fits your situation

Because I'm also a licensed real estate agent, I understand how financing decisions affect the real estate side of the transaction — and vice versa.

Advantage: You get one consistent perspective across both sides.

Scenarios I can help with:

• First-time homebuyers

• Move-up buyers

• Veterans and military families

• Self-employed borrowers

• Real estate investors

• Homeowners looking to refinance

• Clients with unique income scenarios

What I Help With

Home Purchase Loans

Buying a home is easier when financing is clear upfront. We review budget, monthly payment comfort, down payment options, and loan structure before you shop.

Refinance Loans

Refinancing can lower payments, reduce interest costs, remove mortgage insurance, or unlock equity. We review whether it actually improves your position before moving forward.

Investment Property Loans

Investment lending is different than owner-occupied financing. We look at cash flow, reserves, strategy, and loan options built for investors.

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Complex Borrower Scenarios

Self-employed income, multiple properties, commission income, recent life changes, and nontraditional files often need better planning—not guesswork.

Loan Programs

I help clients compare and secure financing such as:

The right product depends on your situation—not marketing headlines.

• VA Loans

• USDA Loans

• Jumbo Loans

• DSCR Loans

• Conventional Loans

• FHA Loans

• Bank Statement Loans

• HELOCs

• Cash-Out Refinance

• Rate-and-Term Refinance

Want to understand your options before making a move? Let's talk through it.

Whether you're buying your first home, refinancing, or figuring out how to use your equity — a short conversation is usually all it takes to get clarity on where you stand and what makes sense.

Jaxson Landrus

Licensed Real Estate & Mortgage Broker

Phone

541-749-8756

Email

Jaxson@Land-R-Us.com